David Panko
 
EXPERIENCE
David has been licensed to buy and sell stock, bonds, and mutual funds since 1986. He was licensed as a General Securities Principal (Office Manager) in 1996. He has the experience to help you make prudent investment decisions because he has experienced the bull markets and the market declines since 1986.

EDUCATION
BS    Business Management
Pennsylvania State University 1981 

EXPERTISE
Retirement Planning and Estate Planning.
David has helped hundreds of clients develop retirement plan strategies, invest their money to generate growth and income, and plan for the ultimate transfer of their assets to their heirs and charities.

STRATEGY   
David invests for the long term, avoiding short term trading strategies. He selects investments that match his client's goals, time frame, and risk tolerance based on an appropriate asset allocation model.

INDEPENDENCE
As an independent financial professional, David works for you, his client, not "the firm".
 His recommendations are unbiased and always in your best interest. David offers securities through American Portfolios Financial Services Inc, and independent broker dealer who clears through Pershing LLC. Accounts are protected by SIPC (Securities Investor Protection Corporation) for up to $500,000, no more than $100,000 of which may be for claims for cash. Pershing provides additional unlimited coverage through a commercial insurer.




FINRA LICENSES AND QUALIFICATIONS

    Registered Representative   1986 
SEC     Series  7     Stock Broker

           Uniform Securities Agent   1987       
SEC     Series  63     Commonwealth of PA
       
            General Securities Principal   1996             
SEC     Series  24     Office Supervisor
              
              Municipal Fund Securities Limited Principal   2004               
SEC     Series  51     Office Supervisor

Chairman Arbitrator
FINRA Dispute Resolution Inc.

Resident Insurance Agent   1987
PA Insurance Department
Accident & Health Insurance
Life & Fixed Annuities
Variable Life Insurance
Variable Annuities
Casualty and Allied Lines
Personal Lines
Property and Allied Lines

President   1999-current
Patton Township Business Association

2010 President
Financial Planning Association of Central PA

Chairman of the Board
Financial Planning Association of Central PA

Chairman, Community Education   2004-current
State College Area School District







   VOLUNTEER  LEADERSHIP  POSITIONS
              Board of Directors                                            
Penn State Club of Centre County                   
              Board of Directors,  Alumni Association          College of Agricultural Sciences, PSU              
              Chairman                                                         Community Education Advisory                       
                                                                                        State College Area School District                     

   COMMUNITY  LEADERSHIP  POSITIONS  DURING  THE  PAST  30  YEARS
              President   1999-current                                   Patton Township Business Assoc.                   
      President   1992-2004                                      Centre County Crime Stoppers                
  Vice President   2004-2008                              Centre County Crime Stoppers           
 Certified Lay Speaker                                       United Methodist Church
  
                   
       
   HOBBIES:
     PADI Master SCUBA Instructor   1974               1-800-23 SCUBA                                 

   MILITARY:
     Explosives Instructor (Sergeant)   1971-1973    US Army, Berlin, Germany                  



*Registered Representative offering securities through
American Portfolios Financial Services, Inc.
Member FINRA & SIPC
*Panko Wealth Management is not affiliated with
American Portfolios Financial Serives, Inc.